Wow, I just talked to Farmers Insurance and they claimed that they are STILL holding to the fact that they are going to only CONSIDER paying out 60% ... MAYBE.
Wow, I was hoping to just waltz through this and get all of my medical
Looks like I have to file suit against Farmers for all of this. I'm calling the attorney right now and we'll see what we have to do to get them to pay.
An attorney will normally take on an injury claim and collect 33% of your injury settlement. They almost never get involved with property damage. I suppose they would if you paid them but it would cost you some major coin (probably $100-$150/hour).
If I remember correctly, your carrier paid for your property damage. They collected 100% back so you also were paid your $500 deductible back.
You mentioned medical bills and diminished of value of your truck. Most carriers are not writing their policies to excluded DV claims. So it's unlikely that your carrier would pay you for this. But you can ask. Did you seek medical treatment? In order for you to make any money using an attorney, your treatment would need to be around $1000 or more. Otherwise your not looking at much money after the attorney takes his/her 33% plus expenses.
You can always file suit in Small Claims Court up to the max that they allow. I think this stands a good chance of getting Farmers to throw money at this to make it go away. As I mentioned before, I doubt the arb settlement can be entered in as evidence in Small Claims Court. You can always have fun filing a Discovery Motion against Farmers and ask for a copy of your claim file as well as a boat load of other information. They'd probably oppose but you'd be making them spend a lot of money in the defense of a minor claim. It would not cost you anything but they'd be paying an attorney to handle the matter.
You can fill out the paperwork for Small Claims and send it to the Farmers insured as well as Farmers and include with it a demand. Let their insured know if it's not paid w/in 30 days that you will file the paperwork. See where that goes.
so any updates on this?
It was in a different thread. It was a procedural thing, I sued the other party but the way that insurance paid out some made it too much total claim to go to small claims court, and it wasn't enough money for an attorney to take the case, so they paid $10,000 to repair the TB and then I got nothing.
Yes, I am bitter about it too. :grrrrrr:
that blows. do you still have the TB? if so, how is it driving?
Wow, sore subject. TB is gone, wrecked it in September. :-) That was one of the best vehicles I've ever owned.