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  1. #21

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    Quote Originally Posted by stchman View Post
    Hey @pmf608, that's a pretty nice truck, why would you not carry full coverage on it? The price difference could not have been that much.

    I would only carry liability only if it was a real POS.
    I only had liability, property damage and fire/theft/vandalism on it because I'm only 20 years old and collision insurance is very expensive for young male drivers around here. It would have bumped my premiums significantly. In the 4 years I've had my own insurance now, the savings have most likely already exceeded the cost to fix this.

    Quote Originally Posted by Enkeiavalanche View Post
    So just remember you can rebuild her better, Stronger Better.......
    Yep... the shop told me today it will be $1200-$1600 in frame work, and I'll be doing the install of a new front clip myself with one from a parts truck. The parts truck I'm looking at is an '06 silverado, which would give me the newer hood & grille, as well as a 145 amp alternator, electric fans with all of the factory wiring, etc. It also has a cold air intake which would be nice and a bunch of other upgrades that I don't need/won't work with the Avalanche that I could sell off to make a bit more money back off the parts truck.

    2008 FORD F350. My new all-around truck.
    2001 Silverado Reg. Cab Not-So-Base -- SOLD
    2003 Avalanche Z71. No Cladding. Check out my Mod thread. - Crashed. Will be rebuilt soon.
    1974 Triumph Spitfire 1500 - Work in Progress
    2003 Sierra 3500 Duramax. The Newer, Better Work Truck -- FOR SALE


  2. #22
    Legend


    Enkeiavalanche's Avatar
    Join Date
    Apr 2010
    Location
    Piermont,NY, back in Northern NJ now, But may be in IL soon....
    Posts
    5,360

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    Good to hear Please post up lots of pics...
    08 Z71 Avalanche Mods to date: K&N CAI,Hellwig Swaybars and End Links, Corsa Sport Exhaust, Superchips Programer,IPCW LOF & 3rd brake light and tails, AMI Gas door,Show Hooks and Door locks, Enkei Wheels, with Pirelli tires, StreetScene Bowties, Grant Steering wheel,Muth signal mirrors,SSBC Big Brake kit,Huskyliner Mug gards,Floor mats and Hood shield, McGard Lug nuts and locks, Bedrug, Cervini's Ram Air hood,35watt HID Fog lights, Sylvania bulbs all around ZXE's Highs and Lows, WhiteNight Back up lights,Sirius and HD Radio, SnugTop sitting on deck now Got a Softopper on now,Tempress Boat Hatches.... New Bilstein shocks are on... New Mods coming soon..... X

  3. #23

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    Quote Originally Posted by pmf608 View Post
    I only had liability, property damage and fire/theft/vandalism on it because I'm only 20 years old and collision insurance is very expensive for young male drivers around here. It would have bumped my premiums significantly. In the 4 years I've had my own insurance now, the savings have most likely already exceeded the cost to fix this.
    I guess insurance in Canada is different than here in the US where liability is more costly than the collision and comprehensive portion.

    2013 Silverado LTZ White Diamond Crew Cab


    Mods:
    Advent OGM1 Navigation
    Husky Liners GearBox Underseat Storage
    Airaid MIT
    EGR Rail Caps
    K&N Air Filter
    Flowsound 40 Muffler
    Hypertech Max Energy Tune (only top end limiter removed and AFM disabled)
    Chrome Tailgate Handle Cover
    TonnoPro HF-155 Tonneau Cover
    WeatherTech Front and Rear Splash Guards
    Husky Liners X-Act Contour Floor Liners
    WeatherTech Side Window Deflectors

  4. #24

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    Quote Originally Posted by stchman View Post
    I guess insurance in Canada is different than here in the US where liability is more costly than the collision and comprehensive portion.
    In Alberta it is because we have private insurance. I've heard that some of the provinces like BC and Saskatchewan are considerably cheaper because the insurance is all regulated and can only come from one company. I have comprehensive for vandalism, fire, theft, etc. and it's cheap but collision is killer here. My insurance was already at $300/month for 2 trucks with everything but collision as well as a quad. The quad is only like $100 per year though. When my policy renews next year, my insurance will be significantly higher now.

  5. #25
    Sr. Apprentice
    Join Date
    May 2013
    Location
    Calgary AB
    Posts
    37

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    Quote Originally Posted by pmf608 View Post
    In Alberta it is because we have private insurance. I've heard that some of the provinces like BC and Saskatchewan are considerably cheaper because the insurance is all regulated and can only come from one company. I have comprehensive for vandalism, fire, theft, etc. and it's cheap but collision is killer here. My insurance was already at $300/month for 2 trucks with everything but collision as well as a quad. The quad is only like $100 per year though. When my policy renews next year, my insurance will be significantly higher now.
    I use pl/pd only on the 01 chev and a 89 gmc tracker, its $58 a month for both, you should shop around.
    2001 Silverado LS LT LT 4.8 rwd. Last fillup 24.56 mpg imp in city only.

  6. #26

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    Quote Originally Posted by Parkrat View Post
    I use pl/pd only on the 01 chev and a 89 gmc tracker, its $58 a month for both, you should shop around.
    Here's the million dollar question though... are you over 25 years old? Mine is a bit higher than most of my friends because I do have $1,000,000 liability coverage instead of the mandatory $250,000 but for the coverage I have and my age, I'm right on Alberta's grid guidelines.

  7. #27
    Sr. Apprentice
    Join Date
    May 2013
    Location
    Calgary AB
    Posts
    37

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    Yup im a little over 25.

  8. #28

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    Quote Originally Posted by Parkrat View Post
    Yup im a little over 25.
    Once I hit 25, my insurance should start to go down a fair bit. Until then, I'm in the most expensive insurance class here (single male under 25.)

  9. #29

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    06 clip would look great on the front of the Avy
    2002 Chevy Silverado & 1995 Ford Bronco

    02 Silverado: 50K miles, 20" Motto Rims, Flowmaster 50 Series
    95 Bronco: 160K miles, 4" Superlift, 33/12.5/15 Mickey Thompson
    01 Civic: 75K miles, DD
    -Erik



  10. #30

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    Quote Originally Posted by ChromeSilver02 View Post
    06 clip would look great on the front of the Avy
    Yep! I'm going to pick up the '06 silverado parts truck right away. It's a bit over 3 hours each way but the price is right and the aftermarket parts on the parts truck will make more money back when I get rid of them.

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