Just ran across this, thought everyone would like to know more. There is a difference between your standard FICO score and the FICO Auto Enhanced Score, sometimes called the FICO Auto Industry Option score. Basically, it's weighted differently towards Auto history. In my opinion, it's something to avoid. Go to a dealer that before hand lets you know they don't use the Auto Enhanced Score. Auto Enhanced Score Discussion - Forum discussion on them. Industry FICO Scores - In case you're told they don't exist.