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Car Insurance - What company do you have, and how much do you pay?

Discussion in 'Car Insurance Reviews' started by Jimmeh, Jul 16, 2010.

  1. Jimmeh

    Jimmeh New Member

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    For the last four years, I've been with The Hartford insurance. However, after buying the Chevy, AND getting a supposed "discount" by buying life insurance, I was paying close to $300 a MONTH for insurance. I am under 25, and had one accident when I was 16, however in the state of Montana accidents are only on your record for 3 years. Through the Hartford, though, they had the accident on there from the beginning, and when I informed them that my license was clean, they only lowered the amount by about $10.

    Last week, I used an add from this website and put my information in to try to find some cheaper insurance. State Farm called me on Monday and gave me a quote at $120 a month for the same amount of coverage. After giving them some more info, changing a couple of things, and also buying life insurance, I am now paying $151.48 a month.

    Just curious who others use.
    #1
  2. murdog94

    murdog94 New Member

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    State Farm... Been with them for 9 years.
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  3. Als09Sierra

    Als09Sierra New Member

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    Just switched to Geico. I was previously with AMICA, who was excellent, but I couldn't justify the additional cost. Geico rates and service (so far) are good. I had a chip in the windshield which was handled promptly, and didn't cost me anything.
    #3
  4. silveradotrailblazer

    silveradotrailblazer New Member

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    Been with StateFarm for over 25 years. Have 9 policys with them. They have always been great. Lost my house in 05 to hurricane and they were fantastic. Had a check in two weeks.
    #4
  5. luis.stevens

    luis.stevens New Member

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    I’m with The Hartford (AARP) for home, umbrella and auto insurance for the last 5 years. Got a really good deal and saved close to $400 when I switched over. The Hartford has one of the best customer services IMO.
    #5
  6. ChevyFan

    ChevyFan Administrator Staff Member

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    I was with one of these web-obly cheapies, but they got bought up by Unitrin, so far I'm just paying them and they send me the card saying I'm covered. :)
    #6
  7. adampaul1964

    adampaul1964 New Member

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    Allstate, 4 cars, 3 drivers (one under 21) for $320 a month. Been with Allstate for over 10 years. For just my truck it breaks down to $78 a month.
    #7
  8. KyleZ71

    KyleZ71 New Member

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    State Farm for two years. Kinda expensive
    #8
  9. murdog94

    murdog94 New Member

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    See USAA couldnt touch State Farm when I looked into changing.. They wanted Double what i am paying state farm. I pay $120 for 2 life ins. policies, and 2 cars full coverage, and when i add my house (getting everything inspected on a trailer takes time) Then it will be about $130. Still great since i was paying that when i had both of my new cars. So it really didnt change when i went to older cars for monthy rates.. But i dropped the deductable as well..

    Oh and KyleZ71, it takes time for it to go down with state farm.. But they have been nothing but awsome with me.
    #9
  10. RedneckGirl

    RedneckGirl New Member

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    I have state farm and pay $60 month for full coverage and I'm 20 years old
    #10
  11. silveradotrailblazer

    silveradotrailblazer New Member

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    Age 25 seems to be the magic number for premiums to start getting cheaper.
    #11
  12. anthonyl9

    anthonyl9 New Member

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    I've been with the Hartford for over 15 years with my home and auto and umbrella coverage. I also insure my rental properties with them. I have never had an issue, and as a matter of fact this year they rewrote my auto policy and saved me over 500 bucks, and they called me to initiate it. I also had a situation this year when my wife’s car was in for repairs on an insurance covered item. I had rented a car prior to getting the insurance involved and was prepared to pay it out of my pocket and get reimbursed. The Hartford knew I had rented a car from Enterprise, and arranged to pay them directly without me asking. I dropped off the car and to my surprise the bill was taken care of. Great customer service and decent rates imo.
    #12
  13. Sam_A

    Sam_A New Member

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    I use USAA for all of my insurance, but I have used Gieco and Progressive in the past. I was really happy with progressive, but in the end USAA beat them all for my needs. If you are in the military, or are a military family member, I highly recommend looking into USAA.
    #13
  14. Vincennes02261897

    Vincennes02261897 New Member

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    I use USAA as well. They've done us pretty well. I'm single, 22, no accidents, one speeding ticket and I think I pay about $80 a month for full coverage. I'm not entirely sure on the exact cost for that, though.
    #14
  15. sharpshooterusmc

    sharpshooterusmc New Member

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    I had allstate from when i was 18 til i was 20 on my 01 Z71 and i was paying $340 a month for full coverage. I know i was being raped but for some reason i couldnt get anything much cheaper than that. I joined the Marine Corps and bought my 2001 2500HD and switched to USAA and im paying $110 a month. One of the perks of being in the military
    #15
  16. Bigbomber

    Bigbomber New Member

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    Up here in Winnipeg we have one insurance company MPIC.I have had a clean driving record for over 18 years and have been driving for 25 years.I pay 143.00 a month for full coverage
    #16
  17. trapstud

    trapstud New Member

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    I use Acuity a local insurance co. I pay $55 a month for full coverage on my suburban and Liability on my durango. No tickets in 10 years and no accidents.
    #17
  18. Miller

    Miller New Member

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    I'm with american family, was paying 38 a month for liability on my 95 explorer, Now I'm paying 84 for full coverage on my 08 silverado.
    #18
  19. dsfloyd

    dsfloyd New Member

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    I have state farm, parents have been with them for 30+ years. I am 28 and married. I pay 185 a month for 4 vehicles. 63 a month for a 02 Altima which they have me as the primary, $42 a month for my truck (which my wife is the primary), $59 for an 03 Altima (car we bought for my sister). All three have full coverage and they already shelled out about 20,000 for repairs when my truck was stolen 4 years ago. I also pay $21 a month on my 1960 Land rover for liability coverage. Our house insurance is also through them. Cant say I've ever had a bad thing to say about them and have always paid less than most people I know in my age and gender (even when I was 16).
    #19
  20. jwco5.3

    jwco5.3 New Member

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    Your only 20? Think I saw you in a bikini contest or two around these parts haha.

    ---------- Post added at 02:35 PM ---------- Previous post was at 02:33 PM ----------

    full coverage on my truck and my wifes 00 corolla is 125 combined. I just turned 25, she is 23.... she got two tickets this last summer or it would be much lower :(... but i'm still happy with my rates.
    #20

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