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Car Insurance - What company do you have, and how much do you pay?

Discussion in 'Car Insurance Reviews' started by Jimmeh, Jul 16, 2010.

  1. Jimmeh

    Jimmeh Epic Member 5+ Years 500 Posts

    For the last four years, I've been with The Hartford insurance. However, after buying the Chevy, AND getting a supposed "discount" by buying life insurance, I was paying close to $300 a MONTH for insurance. I am under 25, and had one accident when I was 16, however in the state of Montana accidents are only on your record for 3 years. Through the Hartford, though, they had the accident on there from the beginning, and when I informed them that my license was clean, they only lowered the amount by about $10.

    Last week, I used an add from this website and put my information in to try to find some cheaper insurance. State Farm called me on Monday and gave me a quote at $120 a month for the same amount of coverage. After giving them some more info, changing a couple of things, and also buying life insurance, I am now paying $151.48 a month.

    Just curious who others use.
     
  2. murdog94

    murdog94 Epic Member 5+ Years 5000 Posts

    State Farm... Been with them for 9 years.
     
  3. Als09Sierra

    Als09Sierra Rockstar 4 Years ROTM Winner 1000 Posts

    Just switched to Geico. I was previously with AMICA, who was excellent, but I couldn't justify the additional cost. Geico rates and service (so far) are good. I had a chip in the windshield which was handled promptly, and didn't cost me anything.
     
  4. silveradotrailblazer

    silveradotrailblazer Epic Member 5+ Years ROTM Winner 5000 Posts

    Been with StateFarm for over 25 years. Have 9 policys with them. They have always been great. Lost my house in 05 to hurricane and they were fantastic. Had a check in two weeks.
     
  5. luis.stevens

    luis.stevens New Member

    I’m with The Hartford (AARP) for home, umbrella and auto insurance for the last 5 years. Got a really good deal and saved close to $400 when I switched over. The Hartford has one of the best customer services IMO.
     
  6. ChevyFan

    ChevyFan November Beard Grower - Cancer Fighter Staff Member 5+ Years 5000 Posts

    I was with one of these web-obly cheapies, but they got bought up by Unitrin, so far I'm just paying them and they send me the card saying I'm covered. :)
     
  7. adampaul1964

    adampaul1964 Epic Member 5+ Years ROTM Winner 1000 Posts

    Allstate, 4 cars, 3 drivers (one under 21) for $320 a month. Been with Allstate for over 10 years. For just my truck it breaks down to $78 a month.
     
  8. KyleZ71

    KyleZ71 Rockstar 4 Years 500 Posts ROTM Winner

    State Farm for two years. Kinda expensive
     
  9. murdog94

    murdog94 Epic Member 5+ Years 5000 Posts

    See USAA couldnt touch State Farm when I looked into changing.. They wanted Double what i am paying state farm. I pay $120 for 2 life ins. policies, and 2 cars full coverage, and when i add my house (getting everything inspected on a trailer takes time) Then it will be about $130. Still great since i was paying that when i had both of my new cars. So it really didnt change when i went to older cars for monthy rates.. But i dropped the deductable as well..

    Oh and KyleZ71, it takes time for it to go down with state farm.. But they have been nothing but awsome with me.
     
  10. RedneckGirl

    RedneckGirl Rockstar

    I have state farm and pay $60 month for full coverage and I'm 20 years old
     

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