1. Welcome To GMTruckClub.com!

    The #1 Chevy Truck Forum Online
    Online since 2004, we are the #1 Chevy Truck & SUV forum and user community. If you have any questions about your Chevy or GMC Truck, SUV or Crossover, or just want to connect with other GM owners and enthusiasts around the world, you've found the best place on the internet to do that.

    Join Today ~ It's Free
    Registering is Free and Easy! Hope to see you on the forums soon!

I Won Arbitration Against Farmers Insurance!

Discussion in 'Car Insurance Reviews' started by ChevyFan, Nov 13, 2008.

  1. CJ n Shagy

    CJ n Shagy New Member

    very cool and i am glad you won.
    it is amazing how we get messed around charged half points and points for accidents that are not our fault.
  2. tcope

    tcope New Member

    Steve, keep in mind that the arb decision is not binding between you and Farmers. That is, Farmers could still deny any claim directly from you and your still right back where you were a year ago. Also, you cannot use the arb decision in a Complaint against the Farmers insured.

    Granted, some carriers will go along with the Arb decision and apply it to all involved, but not always.

    I'm assuming this is Inter-company Arbitration.

    Inter-company arb is almost always done through Arbitration's Forums Inc. Their rules are a lot different then the rules we follow in court proceedings (there is no discovery, no depositions, no questioning of witnesses or information, etc.). For example, I inherited a claim in which the other carrier filed arb. We were 100% liable in the accident and the prior adjuster just denied the claim. I even called the adjuster and offered 90% (no response). I failed to respond to the filing and won. I won as the other party failed to supply a police report and as I did not acknowledge that the accident happened (by responding), they did not prove that the accident happened. Stupidest thing ever.

    But I _do_ hope Farmers agrees to address your out of pocket loss. From what I remember of the accident, they should have accepted 100% liability.
  3. alwcurlz

    alwcurlz Member

    Why can't this be simple?? Ok, accident. Witnesses. Pictures. What happened? What do both drivers say, document it. What do witnesses say, document it. Insurance companies, if I could avoid them, I would. I need insurance for my nice truck in case it's damaged but, there's that deductible. And insurance in case I do someone else harm due to a wreck and it's my fault.

    There's only one thing I have in common with insurance companies....It's not how much you make, it's how you spend it!

    BTW....that video is just a link back to this topic. No video there.


    In Cabin Filter info: GMT800 1999-2002 (some 2003) Silverado pickups
    Sticky Throttle info: Discussion | How to clean | The FIX
    Crazy Gas Gauge and Low Fuel light: Fixed
    2003-200x Block Heater not working? Discussion | THE FIX
    -------------------------------------------------------------------

    1999 Silverado Z71
    5.3 V8 Completely stock truck.
    134,000 miles

    16-17MPG city streets | 20-21MPG HWY
    Have HPTuners and working on a 50-55HP Gain and 24MPG goal

    [​IMG]
    Last edited: Nov 13, 2008
  4. Congrats Steve! :gasp: :shocked: :lol:
  5. Springthing

    Springthing Epic Member 5+ Years 1000 Posts

    So very glad to hear that things are finally kinda getting resolved! I've had the pleasure of dealing with insurance companies on two separate occasions where it was another driver's fault and both times left me with a disdain for them.
  6. 04sierracrewcab

    04sierracrewcab Epic Member 5+ Years 1000 Posts

    so is the blazer fixed yet? (mite have missed the post) :neutral:
  7. mvoss2576

    mvoss2576 Rockstar

    I can see how that happened. I know exactly where that intersection is.
    Don't know how they were trying to blame you though?? Glad you won arbitration.
  8. ChevyFan

    ChevyFan Administrator Staff Member 5+ Years 5000 Posts

    Well, my payback is already $620. Plus I can sue the woman who hit me for up to $5k in Texas small claims court and small claims in Texas is just me and a defendant and an elected JP. So I should have no problem getting back at least 10% on the value of the vehicle as it was at that time from her. She theh hands over a ruling from the JP. I've already talked with an attorney about this, that's what he said.
  9. IndyTB

    IndyTB New Member

    :party:As a former Farmers Ins. customer, I have to say Congrats on the Win. My wife and I were customers of their's for 6 years(Auto and Homeowners). My wife and I have spotless driving records, have never filed a claim, and over the last 18 months that we were with them our ins. rates went up by 30%.:grrrrrr: We switch to State Farm and now have more coverage and are now paying about half of what we were paying with Farmers. Farmers can kiss my big white (__)(__).
  10. bry2500

    bry2500 Epic Member 5+ Years 1000 Posts

    Congrats on the win Steve. I hope you get all your money back.

Share This Page