Do you drive on Toll Roads in North Texas? Have you gotten a massive fine for being 45 days late in payment? If so, then read on. I live in North Texas, and it's a sprawling area to be sure. We build outward here because we've got the land to do it. Everyone drives from their house to their commercial, industrial or recreational destination, sometimes it can be quite far. With 25% population growth in North Texas in the past ten years, there has been considerable stress on everything from housing, social services, police and fire, and of course our road system. The roads are clogged heavily, sometimes for several hours each day. Build More Roads! How to get traffic flowing again? The simple solution is to build more roads. Well, how will they be paid for? Since vehicles get better gas mileage these days, we're using a lot les gasoline. That means that states are collecting less tax money, and have big holes in their road budgets. Someone's got to pay for the new construction. Enter Toll Roads! So the solution lately is to build toll roads that cost the state next to nothing, people don't see an added gasoline tax, and drivers simply pay the toll through their toll tag (credit card billed) or they get a bill sent in the mail that they pay by sending a check or paying online. Seems like the perfect solution, but looking at the long-term costs (these roads never get paid off - you will pay for tolls forever) tells a different story. What if you forget to pay the bill? Putting beside the argument for or against toll roads. Let's say that you are an infrequent driver of the NTTA toll roads in Texas, and you get a bill for something like $10.00, which is an aggregate of 3 months of driving the tolls. Let's say you forget to pay the bill. It's not the money, it's just that there are other things on the top of your mind, you forget to pay it and you let it go for another month or two. What can you expect? A 5% penalty? Maybe a 10% penalty? How about a 5,900% penalty on the original toll? Thanks NTTA! Yeah, that's right. Each toll cost varies (I guess), anywhere from $0.42 to $3.72 from a recent invoice that I'm looking at. It's hard to understand the invoice (it's my opinion that the NTTA does a TERRIBLE job explaining things) - so I'm not certain what each line item charge is for. Non-payment after 45 days means that your original $0.42 toll gets hit with a $25.00 Admin. Fee. That 59 times more than the original toll. EXCUSE ME??? How's that reasonable or ethical? My original invoice was for $10.80 and the first notice that I got was a Violation Invoice (I called them and I guess two were sent previously - I never saw them). They applied $150.00 in fees ($25 per toll x 6 tolls) bringing my $10.80 invoice up to $160.80. No, they did not apply a $25 admin fee to the invoice, they applied it to each toll on the invoice. Very Excessive. I'm sorry, but that's excessive. That's 15 times what the original tolls cost. If someone misses their house payment by 45 days, let's say it's $1,000, they don't get hit with a $15,000 penalty, it's more likely closer to about $150. We have laws against such outrageous fees. If I miss a credit card payment, I may have to pay a $30 late-payment fee for that month, but I don't have to pay $30 for each and every item that appears on my credit card receipt. I find it outrageous that the NTTA would apply a per-toll $25.00 admin fee. Toll Tag drivers watch out! I read a story from last year in which a driver's bank issued him a new credit card, so his toll tag credit card on file was no longer valid. His fees? $2,000! Read about it here. NTTA Toll Road Boycot. I understand the argument for and against all of these issues, but it seems to me that these fees are so excessive that the NTTA is simply trying to take advantage of people. These fines are absurd, border on tyrany and should not be paid. I am firmly committed to a total boycot of all of the NTTA toll roads in North Texas until these fines and administrative fees can be reviewed and a more reasonable late-payment fee can be implemented. By the way, that's probably more like a 10% penalty, not a 6,000% penalty.