I have a problem, I rear ended someone with my boyfriend's truck last night. It wasn't so bad, but I've never done that before. We exchanged insurance numbers, driver's license numbers, and phone numbers, but made no report to the poilce as no one was hurt. When I did call 911 for the proper protocol, the dispatch lady told me that both of us need to report it to a police station within the next ten days and then give my insurance company the report. I just dont wanna be screwed over here. Does this sound correct?? It was so minor on a late 90's Toyota Corolla. Will this be expensive?? how much do these kinds of body kits or whatever cost? I'd imagine it'll just the bumper. Thanks for the input in advance!