Been out of car payments with 10 to 13 year stretches over the last 50 years.
Love watching all these people making $400+ a month car payments and their vehicles are constantly falling apart just outside of warranty.
Get people asking me all the time how I can keep a vehicle 20 years+, ...get over 200,000 miles or more without any major repairs.
Simple answer:
Change "ALL" fluids at their maintenance intervals with the "proper recommended" fluids.
Change "ALL"maintenance parts with their factory replacement. That includes outside repairs too. No cheapie parts ever!!!
NEVER overheat the motor!!!
Try to keep the motor under 3,000 r.p.m.s as much as you can.
Stay off dirt roads or wooded trails as much as possible
Keep the vehicle, engine bay, driveline, undercarriage free of dirt salt, oil scuzzies.
Wipe down door jambs, nooks and crannies.
Wax where you can. Keep the interior clean like your home.
Keep in garage as much as possible when weather is bad.
NEVER let a mechanic touch your vehicle, they do not have diagnostic capability. If a technician touches your vehicle (a person who has diagnostic capability) either go by his reputation or give him some "pretext questions" on the repairs he is about to do to test if he knows' his chit.
Most important factor, ...DO NOT let any teenagers, ...people who are "accident prone" or who have a "lead foot" touch your vehicles.